Buying Property with Ross-Hunt
we strive to achieve the best possible results for you and your property
Buying a home is the most significant investment most Australians will ever make. It is also one of the safest ways of investing money where the value of the asset is likely to appreciate over time; So it’s important you get it right.
BEST FOR ALL
At Ross-Hunt we want to achieve the best possible results for you and your property by creating an environment that enables you to make confident choices and decisions. We encourage customers to talk to us on any aspect of their property interest from owners corporation to rental management. Our professional team is fully equipped to give specialist advice. Remember, Ross-Hunt is a licensed real estate agent with the Real Estate Institute of Victoria and a member of The Business Brokers Association.
FINDING THE RIGHT FIT
Whether you are looking for your first home, a new home or an investment property, it is important that you find the right property for you. Ross-Hunt retains a team of well trained, dedicated staff who can help you through every step of the buying process from choosing a location through to home loans, conveyancing, settlements, pest & building inspections, insurance, utilities connection and moving services.
Our staff regularly attend industry development courses conducted by the Real Estate Institute of Victoria to further enhance the company’s range of skills and knowledge in order to give the best possible service to their clients. Our long term success is based on positive word of mouth referrals from satisfied clients.
NEGATIVE GEARING EFFECTS EVERYONE
Making sure that the property you are buying is the right one for you in terms of price, location, value, size and lifestyle means doing your research and knowing what you can afford.
Here are a few tips to get you started on the right foot:
- Get pre-approved for a loan before looking at properties. This will help you define your price range. Take into account future considerations when you are working out what you can afford. Getting married, having children, renovations etc.
- Budget for interest rates to be at a two percent higher level than they are now and see if you can still afford the repayments.
- Check out all your costs and expenses before you sign: taxes, insurance, maintenance, council and strata fees etc, if applicable.
- Organise a professional property inspection. The cost ofthis is minimal compared to the cost of buying a property that requires extensive and unforeseen repairs.
- If there is an owners corporation involved, get a copy of the most recent owners corporation minutes to help identify problems and proposed repairs to other units and common areas
- Do a pre-settlement inspection to be sure there are no surprises.
- Know what your cooling-off period is during which you can withdraw from the sale. It’s common (and permitted) for buyers to organise pest, building and strata inspections during this time.
Moving Home checklist